It was March 2010. We found out in a few months we’d both be unemployed. We sat in the living room in silence watching the sun set behind the trees; wondering how we were going to pay the mortgage in a few months. Maybe even wondering how we were going to eat. What jobs could we even get? Our current careers were being decimated.
This wasn’t our absolute worst bottom yet, but it was what became our first rock bottom and what sparked the first glimmer of our frugal lifestyle.
For years prior, I had been saving my income to pay off my student loans and Chris was paying the minimums on his. We didn’t have a plan, but I wanted to be debt-free, even if it was just debt-freedom personally, but not as a married couple. The reimbursement I’d get in six months would be able to pay the last of my loans off (I was currently taking 3 post-masters courses and luckily the 1 year in my current position allowed me to get reimbursed for about 1/2 of it). Though, without a steady income that reimbursement would be important to just survive.