Category: Family

How We are Creating Financial Freedom as Educators on Keep Thrifty

I’ve been MIA this week because I’ve been busy learning a ton about making homemade chocolate, and also learning all I can about fermenting my own kombucha at home. Plus, I’ve been keeping consistent with my running training after having a really amazing podcast interview last week with an inspiring runner; which will air in March.

While I’m busy wrapping my head around what I’m learning and putting that into words, check out Our Financial Freedom Story on Keep Thrifty! Chris and I have been hard at work changing our financial lives and this is a great recap of the past 8 years of our journey. Continue reading…

January 2018 Mortgage Pay-Off Update

Surprise! Happy New Year. January got off to a great start paying down our mortgage. It was the highest month of prepayments thus far. Don’t get too excited just yet, I will be shifting gears ever so slightly in the coming months to reach a few other financial goals before hammering harder at this wall of debt in front of us. Continue reading…

OMG! I Splurged for a Melting #NerdyNummies Chocolate Machine

Over the weekend, I found Rosanna Pansino’s baking items at Target! The nearest store to carry her items when they first came out was about 20 minutes away, so Monkey and I went once and bought a gummy kit but we don’t shop at that store often. To my surprise, in Target’s Valentine’s Day section I stumbled upon some of her fun baking line items and finally decided to splurge on the $30 Wilton Nerdy Nummies Chocolate Melting Pot. Continue reading…

Giving Up Extra Money for More Time

I was going to title this post, “That Time I Gave Up $600,” but that didn’t seem to tell the whole story.

This school year, we have started focusing on paying down our mortgage. With that, we have been using incomes from our second jobs to pay down that mortgage with a little additional kick here or there from our main income sources.

Taking our goals into consideration, I opted to work additional hours at my second job in order to make a little more money this year than in years past to toss at the mortgage. Previously, I worked every other week or every few weeks for 3 hours at a local college as an adjunct, which adds about a 1-hour commute roundtrip for 4 hours of time. This year, I increased that to every week in the fall doubling the amount of time spent there. Continue reading…

Brightening Up a Cold Day

I’m going to brag a moment on this cold winter day. Chris is so great to surprise me at times. In the past, every few years I’d get a random delivery at work. This year, he did not disappoint with sending my favorite flowers on a blustery cold day. He knows I don’t like wasting money on such things, but he always tells me he got a good sale. Continue reading…