Category: Our Finances

June 2017 Frugal Momster Expense Report: Our Fence is Complete!

June was no exception to being an exciting month for spending. More exciting than I’d like to admit. I considered ending my monthly expense reports as I felt they were getting boring and provided little else than regular budget bills. Oh, how I was wrong looking back at this past month. If anything, pushing myself to reevaluate June opened my eyes to some weak spots in our (my) spending and where we could improve.

Summertime is the time we spend a great deal as we have more time to shop and do projects around the house. This summer especially is epic with a huge expense for our outdoor fence and landscaping.

Continue reading…

You’re Still Talking About Being Debt-Free by 40?

It’s quite possible that I spend far too much time focusing on debt-freedom and planning out the next few years financially then I should. Or, it’s quite possible that my forecasting and planning has helped us reach this debt-freedom-minus-the-mortgage in a shorter time than I would have had I ignored it over six years ago and kept shopping at Target on Friday nights as usual. Continue reading…

Sign Up Here for Credit Card Assurance?

Why would someone pay for credit card payment assurance to the tune of $1.99 per month?

I recently opened a credit card to take advantage of some rewards in the next few months, which I plan to close shortly after that. When activating the card, you were required to call their toll free number to “potentially” receive a $20 gift card. There was no way to activate the card online. Otherwise, I would’ve gone that route. Continue reading…