This month was a little sketchy for our mortgage pay off plans. I decided to use some of the funds to cover Christmas expenses so that we could still continue to build our emergency fund on schedule. I also was starting to feel on the fence about paying off the mortgage vs. investing. It’s a topic I struggle a lot with.
Category: Our Finances
While everyone is out shopping, I’m tallying up the prices on recreating restaurant meals at home. Yes, I live this lifestyle now and I kind of love it. Black Friday has changed so much for us since we’ve taken on the “frugal” title. I’ll get into that more soon!
It’s no surprise around here we like to enjoy good food. What I don’t enjoy is the bill that goes with many new trendy foods or going out to eat. As we’ve flexed our Frugal muscles, I’ve gotten better at cooking in the last decade, too.
When we consume a meal out, I savor it and start to figure out how to recreate it at home. Now being gluten and egg free due to intolerance, that has become even more important as many of the foods I enjoyed before are off limits.
This summer we went to a place nearby that is called Playa Bowls. They specialize in fruit and vegetable smoothies and smoothie bowls which are all the rage these days. I’ve only been there twice, but I definitely wanted to try to remake what they sell at home for less.
I’m super excited that I have a Guest Post featured on Mr. 1500’s blog today. Go check it out!
I discovered Carl’s blog a few years back not too long after he started it to share his goal to reach early retirement 1,500 days in the future. Well, he’s now reached it, and early at that! He’s an inspiration and his writing is witty and fun, especially when Mrs. 1500 chimes in. Take a look at my post, and then peek around and see what other fun gems you discover. I bet you’ll find lots of toy dinosaurs…
I was tempted to skip this month’s expense report, as I was hopeful it would end up being our lowest spending month, but alas it was not. It marks right up there in some of our higher months. While I did my best to keep our food costs low, we did travel this month and the running bug has bitten me again. Continue reading…
Another month has gone by already, and we’ve been able to shovel a bit of money to the mortgage once again. This time around, we were able to put a little more toward it since our second sources of income started to be deposited into our account. We haven’t been using our main incomes to put toward the mortgage, as we’re still building our emergency fund.