Frugal Momster Beginnings

I’m Kate Nesi, and I’m the Frugal Mom$ter!

I wasn’t always frugal, and I wasn’t always a Mom(ster). About 10 years ago, back in 2006, I was in a financial mess of thousands (and adding semesterly) in graduate student loans, a brand new mortgage with only 5% down + lots of PMI with my soon-t0-be husband, and no savings to be found. We were struggling week by week to make ends meet, we didn’t have a gauge on how to save money together, and we spent our Friday nights perusing the aisles of Target to shop shop shop after going out to eat meals we could’ve cooked at home.

FMBeginnings

We were planning our wedding, fixing up our new home, and trying to stay on top of monthly payments, debts, and adding to the pile in the process. While I never had consumer debt (I learned from others how horrible it can be early on in my young life), my soon-to-be husband at the time was drowning in a bit of it. It wasn’t pretty, but looking back after hitting our financial bottom, we’ve grown into a power frugal couple and have learned a ton of things about personal finance and added to our skillsets on top of it. If I had never come across a site about getting rich slowly, I probably would be far worse off today.

This site isn’t about frugal extremes; extreme couponing or plans for financial independence and living on a homestead in the woods churning our own butter either.

This site is “frugal living for the modern family”.

It’s about living below your means, focusing on quality over quantity, and deciding where to focus your financial efforts to reach your personal goals. Personal finance is just that, personal. This site will share our personal financial journey and how our frugal choices have opened doors we would never have imagined.

Being frugal isn’t about deprivation, it’s about being in control of your future; making the choices that help you reach your ultimate goals.