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February 2017 Frugal Momster Expense Report: A Forced Day Without the Car

February was filled with a lot of excitement. It included some fun for Valentine’s day, in which we don’t really celebrate much. Since I was on the elimination diet, it became even more of a non-celebration for Chris and I and a fun little treat for Monkey and Crab.

Monkey loves working with tools, so I couldn’t pass up this set of tool chocolates! It’s taken Monkey over four weeks to make his way through the tools. It was fun when he’d say, “Could I have my plier chocolate tonight for dessert?” It was worth the few extra dollars for that cuteness! The Crab received chocolate pudding he devoured. Continue reading…

A Gluten for Punishment

On Friday, I decided to make homemade pizza just as I used to before going on the elimination diet. I knew gluten bothered me, but while I am absolutely adamant about not eating eggs again anytime soon (nor baking with them), I just wanted to try gluten and wheat one.more.time.

The pizza was probably the best I’ve made in as far as I can remember. The dough came out perfect, the most amazing rise and flavor. The sauce was another homemade entity that was flavorful and delicious. The topping was just your basic mozzarella with seasonings. It was glorious and I savored every bite. The family enjoyed it, except for Crab. He never seems to like pizza much.

An hour later it began. Continue reading…

I may be going Gluten Free. Forgive me.

Gluten was the biggest test of the 8Safe program that I was looking forward to. It was the culmination of the entire program and would either keep the door open to a bunch of delectable goodness or close it over for a while (or permanently). I had high hopes that I would be one of the few to suffer no ill effects; just as I had thought would be the case with eggs. Boy, was I wrong.

Continue reading…

Taking a Balanced Approach to Mortgage Payoff and Financial Independence

Over the past few weeks, I’ve come across conflicting information: paying off one’s mortgage early or investing the money one would have used to pay it off early.

Each side of the coin sits firmly in their belief, but they always go back to the choice being a personal choice. Personal finance is a personal matter of not only numbers logic, but emotions.

Don’t think personal finance is significantly emotional? Try and tell someone they shouldn’t have their $7 cup of Starbucks every morning because they could save $2,548 annually and invest that with a return of $36,832.45 after ten years… just for skipping a daily coffee habit. I made that mistake, and the response wasn’t pretty. Continue reading…